Smart Money People Logo

Virgin Money: Credit cards reviews

3.84
Based on 802 reviews, last reviewed 12th Feb 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Easy to use app. Easy to use app. But shame about delays on updates. Reviewed on: 22nd January 2026
Tom's avatar
Tom

Latest lowest rating:

1

Very disappointing experience with Virgin Money. Very disappointing experience with Virgin Money. I applied for this credit card specifically because of the advertised 30 months 0% balance transfer o... Read more Reviewed on: 12th February 2026
Marcin Czerniawski's avatar
Marcin Czerniawski

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Credit cards reviews (802)

Review of the Virgin Money, Credit cards:

Excellent services.

5
No delay, no unnecessary questions. I like them. Jaroslav Reviewed on: 14th December 2018

Helped save me

5
Straight and to the point I really appreciate the space this card gave me to get back on my feet Reviewed on: 5th January 2020

Good Product

5
have been using from last 6 months and could say this is the best product Reviewed on: 4th January 2020

Love my virgin card

5
Always a hassle free experience and love the online services so convenient Reviewed on: 2nd January 2020

Great Credit Card

5
Always very helpful and great bonus of air miles Reviewed on: 1st January 2020

A credit card Virgin

5
First credit card I’ve ever had . I can’t fault them Reviewed on: 17th December 2019

Well, I have always loved the Virgin brands and this card just added an icing on the cake!

5
I love the versatility of this card! I can use it for balance transfers and for credit!! Talk about being connected to the lifestyle of the modern consumer!! Hooray to Virgin Money!!! Reviewed on: 13th December 2019

Excellent

5
Speedy proffesional service. Easy to use online and mobile app. Reviewed on: 11th December 2019

Just what I need

5
Very good offers, consistent emails with new promotions and available statement/security checks. Reviewed on: 9th December 2019

Perfect

5
Meets my needs and staff couldn’t be more helpful. Reviewed on: 8th December 2019

Great card

5
I’ve had this card a while now and had no problems Good customer service Reviewed on: 5th December 2019

Do you have a different Virgin Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Virgin Money?

    View all products