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Virgin Money: Credit cards reviews

View other Virgin Money products
3.84
Based on 802 reviews, last reviewed 12th Feb 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Easy to use app. Easy to use app. But shame about delays on updates. Reviewed on: 22nd January 2026
Tom's avatar
Tom

Latest lowest rating:

1

Very disappointing experience with Virgin Money. Very disappointing experience with Virgin Money. I applied for this credit card specifically because of the advertised 30 months 0% balance transfer o... Read more Reviewed on: 12th February 2026
Marcin Czerniawski's avatar
Marcin Czerniawski
Read all reviews See your review

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Credit cards reviews (802)

Review of the Virgin Money, Credit cards:

Always helpful

5
Never had bad service from them, always helpful and always keep you updated with changes and offers. Reviewed on: 14th December 2018
Samantha's avatar
Samantha

Unbeatable service

5
excellent customer service, staff well spoken and exceptional balance transfer deals Reviewed on: 14th December 2018
reshpal arora's avatar
reshpal arora

Little input for maximum output!

5
Fantastic bank and staff- they do all the work for you, ideal for very busy people- you’re never disappointed x Reviewed on: 14th December 2018
Gillian McDonough's avatar
Gillian McDonough

Easy, no hassle lending.

5
Used the virgin money card to pay off a motorbike. Clear information, easily managed my debt over the desired period and even extend the payment period with no problems. Would recommend Virgin Money to everyone! Reviewed on: 14th December 2018
Giles Todd's avatar
Giles Todd

Very easy to deal with

5
Very easy company to deal with and a good simple website to navigate never had any real problems but when I did the customer service was excellent. Reviewed on: 14th December 2018
steve's avatar
steve

Great service

5
I'm always kept informed and updated Reviewed on: 14th December 2018
Jeff Maffey's avatar
Jeff Maffey

Great offers & app is easy to use

5
App is easy to use and card was delivered quickly after applying. Great offers on transfers Reviewed on: 14th December 2018
Jess's avatar
Jess

Fantastic service without fail

5
I've had great customer service everytime I have spoken with Virgin Money, and have great deals that have been fantastic this year. Would 100% recommend. Reviewed on: 14th December 2018
Lisa Monger's avatar
Lisa Monger

Brilliant everything

5
Virgin Money have the best customer service ever. Thank you Reviewed on: 14th December 2018
Tony Mason's avatar
Tony Mason

Problem free credit card

5
Have used Virgin for 2 years on 0% deal and everything has been problem free including 2 retail/travel companies going bust and Virgin dealing with that hassle free Reviewed on: 14th December 2018
Annie McGoff's avatar
Annie McGoff

Great service

5
Service focused. Very helpful when needed. Reviewed on: 14th December 2018
Nathan's avatar
Nathan

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