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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.84 (802 reviews)

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3.84

Based on 802 reviews, last reviewed 12th Feb 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Easy to use app. Easy to use app. But shame about delays on updates. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Very disappointing experience with Virgin Money. Very disappointing experience with Virgin Money. I applied for this credit card specifically because of the advertised 30 months 0% balance transfer o... Read more Reviewed on: 12th February 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Credit cards reviews (802)

Review of the Virgin Money, Credit cards:

Transfer

İsim ile UPC numarasını Bildirriirseniz iyi olur Reviewed on: 15th May 2023

Best Credit Card Provider with excellent customer service.

I had been enjoying use of my Virgin Credit Card for more than two years and have had very nice customer service indeed! Reviewed on: 21st November 2017

Exemplary!

Application was completely painless and communications were ideal. All round good experience and one to recommend. Reviewed on: 21st November 2017

Amazing offers and great customer services

Virgin go above and beyond when it comes to services Reviewed on: 21st November 2017

Easy to apply and manage online

Set up with no fuss, good rates and additional features like cash back and money transfers to current account Reviewed on: 16th November 2017

Reply from Virgin Money Thanks for your feedback Claire, great to hear you're happy with your Credit Card! Thanks, Jane Response date: 16th November 2017

Fun to be an account holder

Love the rude Mastercard. Get asked about it all the time. Reviewed on: 16th November 2017

Reply from Virgin Money Hi Richard. Lovely to hear from you, fab to know you're enjoying your Credit Card! Thanks, Jane Response date: 16th November 2017

Fantastic company

Virgin money give great benefits with great communication. I would highly recommend this bank. Reviewed on: 16th November 2017

Reply from Virgin Money Thanks for your feedback Alexandra, hope you're making good use of our range of deals and benefits! Thanks, Jane Response date: 16th November 2017

Great company

Great prize draws and also fantastic customer services and good rates too. Reviewed on: 16th November 2017

Very good and easy to deal with

Quick and easy balance transfer request. Reviewed on: 16th November 2017

Going forwards as others go backwards

I took out a Virgin credit Card for balance transfer and 0% on purchases and got 27 moths on both. Great card designs as well. Best of all access to Virgin Lounges. When other banks are closing branches, Virgin Lounges show how it should be. Free refreshments, free WiFi, and a great place to meet friends for a catch up or, as I often do, meet business colleagues for informal meetings in professional surroundings. They even have facilities to book out rooms or for meetings or kids parties. Bowling alley, pool, air hockey and films as well. On top of that it is the most customer focused banking experience I've had. Reviewed on: 16th November 2017

Great deal

fantastic deal on my credit card and easy process Reviewed on: 16th November 2017

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