Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,262 reviews, last reviewed 15th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simplicity Very efficient online application and account maintenance Reviewed on: 15th July 2025
Clive D's avatar
Clive D

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1262)

Review of the Zopa, Cash ISA:

Great app.

5
Great app. Great products. Great rates. Reviewed on: 27th April 2025

They responded quickly to any questions I had at eve...

5
They responded quickly to any questions I had at every stage. Reviewed on: 23rd April 2025

Easy to use app

5
Easy to use app. Good rates of interest. Competitive. App usually working well Reviewed on: 23rd April 2025

Easy to use app

5
Easy to use app. Good rates of interest. Competitive Reviewed on: 23rd April 2025

Easy to use app.

5
Easy to use app. Good rates of interest Reviewed on: 23rd April 2025

Simple and reliable

5
Simple to use, reliable and instantaneous transfers Reviewed on: 23rd April 2025

Love it!

5
App is easy to use, no issues yet with access to saving, withdrawing. Reviewed on: 23rd April 2025

Smooth East transaction

5
Everything's very smooth and easy Reviewed on: 23rd April 2025

Excellent

5
I have only experienced good service. Reviewed on: 23rd April 2025

It’s a very simple and convenient platform.

5
It’s a very simple and convenient platform. Reviewed on: 23rd April 2025

the best cash ISA out there

5
For me, it’s the best cash ISA out there: best rates, simple, convenient. Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65249 reviews
    Zopa
    View all products