Write a review

Go to business site

Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1535 reviews)

View other Zopa products

4.95

Based on 1,535 reviews, last reviewed 12th Mar 2026

26000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Have a cash isa with zopa excellent rate easy app an... Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

Read all reviews See your review

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1535)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Good interest rate a d fast service easy to use app.

Good interest rate a d fast service easy to use app. Reviewed on: 17th January 2025

Easy to use app with some nice features.

Easy to use app with some nice features. The layout is easy to navigate that details useful information. The application process to open accounts is simple and quick. all in all a very good bank for the modern world. Reviewed on: 17th January 2025

Very straightforward, just works.

Very straightforward, just works. Reviewed on: 17th January 2025

Zopa provided the best interest rate when I joined a...

Zopa provided the best interest rate when I joined and had a very easy to use app. They no longer have the best rate (but still pretty competitive) but I'm happy to stay with them as the banking app is so easy to use. Reviewed on: 17th January 2025

Easy to use App and good interest rates

Easy to use App and good interest rates Reviewed on: 17th January 2025

Excellent east service . Good useful app to usr

Excellent east service good useful app to use Reviewed on: 17th January 2025

Easy to use with great savings rates

Easy to use with great savings rates Reviewed on: 17th January 2025

Savings accounts

Set up an account with several saving pots and works well. Interest paid. New products advertised and easy to navigate. Reviewed on: 17th January 2025

Excellent rate, Great app.

Excellent rate, Great app that is very easy to use. Reviewed on: 17th January 2025

They look after me and my ISA.

They look after me and my ISA. Thank you Zopa. Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash ISA
from TSB 4.50 from 15 reviews
Junior ISA
from Shepherds Friendly 4.86 from 174 reviews
Cash ISA
from Ulster Bank 4.40 from 2 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5945 reviews
Smart Saver
from Zopa 4.94 from 8042 reviews
Credit card
from Zopa 4.94 from 43480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub