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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1453 reviews)

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4.95

Based on 1,453 reviews, last reviewed 23rd Jan 2026

18500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Saving with zopa Ive been saving for about four years with zopa with fixed isa and normal isa and so does the wife they have good rates of interest not the top but th... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1453)

Review of the Zopa, Cash ISA:

Good interest rates, good to save any spare cash

Good interest rates, good to save any spare cash Reviewed on: 16th April 2025

Great app and producrts

The App is easy to use. The products are really good and flexible. Reviewed on: 16th January 2026

Solid credit card and ISA

I’ve been with Zopa for about three years now. It was only meant to be a card to help me build my credit but I’ve stayed with them. They’re fair with me. Give me plenty of notice on things and don’t pressure me not that I’ve ever been late with a payment. Reviewed on: 16th January 2026

Zopa - the easy way to bank

Zopa provides a no fuss easy to use competitive banking experience. Highly recommended Reviewed on: 16th January 2026

So easy to use and good communication

So easy to use and good communication Reviewed on: 16th January 2026

Fantastic.

Fantastic. Easy to manage your money. Fantastic interest rates Reviewed on: 16th January 2026

Good interest rates, easy to use app

Good interest rates, easy to use app Reviewed on: 16th January 2026

Zopa Top Notch

Zopa is super easy to use and they keep you well informed of any updates. For a novice it's ideal as the interface is understandable and navigable. Reviewed on: 16th January 2026

Alway great rates and easy to use App.

Alway great rates and easy to use App. Reviewed on: 16th January 2026

So easy to use

So easy to use and set up. Good to have linked to my current account Reviewed on: 16th January 2026

Had two loans from zopa aswell as an isa and other s...

Had two loans from zopa aswell as an isa and other savings accounts and a credit card. The service has great throughout and very easy to use app. Reviewed on: 16th January 2026

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