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Zopa: Cash ISA reviews

4.95
Based on 1,538 reviews, last reviewed 16th Mar 2026
26300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

It has been a good investment for me - came well rec... It has been a good investment for me - came well recommended & happy with the interest I have earned Reviewed on: 16th March 2026
Maria's avatar
Maria

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1538)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

5
Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Good and easy to use.

5
Good and easy to use. Clear interface and app.! Reviewed on: 29th February 2024

Sad that the interest rate is so low

4
Sad that the interest rate is so low Reviewed on: 29th February 2024

Very easy to open and manage money transfers.

5
Very easy to open and manage money transfers. One if not the best interest rates paid as well which was the main attraction. Reviewed on: 29th February 2024

Great Bank

5
Great service and quick transactions Reviewed on: 29th February 2024

The bank offers a wide range of services that encour...

4
The bank offers a wide range of services that encourage me to save money in a wise way which is helped by the attractive interest rates and fun to use app. It gives me the information I need as a first time ISA user to be comfortable in putting my money in this account. Reviewed on: 29th February 2024

Best ISA around these days

5
Best ISA around these days, intuitive, excellent value, promising to be the best around in the years to come. Instant access and transfers in and out are a huge advantage of Zopa savings products. Reviewed on: 23rd February 2024

Amazing Just incredible

5
Just incredible the team are super helpful especially the UK team Reviewed on: 22nd February 2024

Passport Review

5
Had trouble with setting up my passport for the ISA and simple directions helped me get this over the line! Reviewed on: 20th February 2024

Excellent rates and easy to use app

5
Excellent rates and easy to use app Reviewed on: 19th February 2024

Best cash ISA

5
Best easy access cash ISA on the market, competitive rate (though not the best), very user friendly app so easy to put in money or withdraw. Reviewed on: 19th February 2024

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