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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1453 reviews)

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4.95

Based on 1,453 reviews, last reviewed 23rd Jan 2026

18500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Saving with zopa Ive been saving for about four years with zopa with fixed isa and normal isa and so does the wife they have good rates of interest not the top but th... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1453)

Review of the Zopa, Cash ISA:

Easy to use and withdraw money.

Easy to use and withdraw money. The interest rate is very attractive. Reviewed on: 25th April 2025

Easy access, simple to use.

Easy access, simple to use. Excellent Customer service on the phone. Good rates Reviewed on: 18th January 2026

Excellent easy to use app.

Excellent easy to use app. Great rates of interest. Easy and quick to transfer money in and out. Simple ways of separating money into different accounts to save for special events. Reviewed on: 18th January 2026

Easy to open with competative rates of interest.

Easy account to open. Easy to access via the app. Competative rates of interest. Easy to navigate around the app. Offers a variety of accounts and services. In all the time I've been with Zopa I have never had a problem. Reviewed on: 18th January 2026

I have never had a problem with zopa.

I have never had a problem with zopa. I have saving pots, credit card and a loan. Everything I want to know about each of my accounts are just a click away. Reviewed on: 17th January 2026

Fantastic ISAs

Zopa app makes saving easy. Investing and withdrawing is easy and straight forward. The interest rates are competitive Reviewed on: 17th January 2026

Efficient and effective.

I find that the Zopa cash ISA operates efficiently and effectively. I can do my transfers on the app and get an instant result. I also like the option to operate the account with several individual 'pots' of money which I can use to organise my savings with the option to name the pots such as 'holiday'. Reviewed on: 17th January 2026

Excellent home for your money.

I have been an investor in Zopa products for many years. They are an innovative and successful company which targets investors for the correct reasons. Reviewed on: 17th January 2026

Great all round easy to use easy to understand

Great all round easy to use easy to understand Reviewed on: 17th January 2026

Excellent

I’ve been with zopa 6+ years and they are quick and easy to use hassle free Reviewed on: 17th January 2026

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