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Zopa: Cash ISA reviews

4.95
Based on 1,454 reviews, last reviewed 5th Feb 2026
18600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Zopa is very easy to use & amazing Zopa is very easy to use & amazing Reviewed on: 5th February 2026
Olakunle O's avatar
Olakunle O

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1454)

Review of the Zopa, Cash ISA:

Very easy to open account and have had no isdues

5
Very easy to open account and have had no isdues Reviewed on: 3rd April 2025

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5
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Makes my financial life easier and I can do everythi...

5
Makes my financial life easier and I can do everything I need to do quickly on the move. Love it. Reviewed on: 17th January 2026

Great Banking at touch of a button .

5
Digital information is really good ., when I did call once my problem was sorted out very quickly & staff friendly & knowledgeable . Reviewed on: 17th January 2026

Simple savings and app.

5
Easy to set up, use, transfer money and clear help and information. Great app. Reviewed on: 17th January 2026

Quick & easy way to manage my money- App is excellent.

5
Quick & easy way to manage my money- App is excellent. Transparent information & good communication. Competitive rates & range of products. Reviewed on: 17th January 2026

Excellent

5
Transferred isa into Zopa it was simple and seamless and the communication from Zopa was excellent keeping us up to date with the status the app is clean and clear simple to navigate additionally the only occasion that I needed to contact them the service was fantastic. Reviewed on: 17th January 2026

Simple App Flexible ISA

5
Very easy to use app. Flexible ISA and easy to separate into individual pots for savings goals. Thanks Zopa Reviewed on: 17th January 2026

Outstanding

5
Website is easy to use call takers are excellent very patient and helpful Reviewed on: 17th January 2026

A great way to save with top rates of interest and s...

5
A great way to save with top rates of interest and so easy to set up and access. Reviewed on: 17th January 2026

Uncomplicated user experience

5
Using the app and setting up auto payments it's very easy. Not had to use customer service at all. Reviewed on: 17th January 2026

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