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Zopa: Cash ISA reviews

4.95
Based on 1,453 reviews, last reviewed 23rd Jan 2026
18500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Saving with zopa Ive been saving for about four years with zopa with fixed isa and normal isa and so does the wife they have good rates of interest not the top but th... Read more Reviewed on: 23rd January 2026
David 's avatar
David

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1453)

Review of the Zopa, Cash ISA:

Very easy to open account and have had no isdues

5
Very easy to open account and have had no isdues Reviewed on: 3rd April 2025

Very pleased

5
Very pleased with Zopa’s service and products Reviewed on: 17th January 2026

Good banking

5
Good well explained Always on top and inform you about your account Reviewed on: 17th January 2026

great bank

5
they have great products and there app is amazing Reviewed on: 17th January 2026

Like being able to chose instant access or restricte...

5
Like being able to chose instant access or restricted with a better rate Reviewed on: 17th January 2026

Easy to use and ubderstand.

5
Easy to use and ubderstand. Good updates on new products.Easy to access and understand statements Reviewed on: 16th January 2026

Easy to use, convenient, quick & secure.

5
Easy to use, convenient, quick & secure. It is easy to set up and maintain. Reviewed on: 16th January 2026

Zopa is the best banking app.

5
Easy and friendly UI, competitive interest rates on savings accounts, quick transfer in and out of app. Great experience all round. Reviewed on: 16th January 2026

Zopa has been easy to use and save money with.

5
Zopa has been easy to use and save money with. Clear guidance and information provided. Interest rates have been compatible and allowed me to save and gain interest. Zopa also provide valuable information on other services they provide. Reviewed on: 16th January 2026

.Easy to manage account.

4
The app is easy to use,all information is available.Straightforward to move money. Reviewed on: 16th January 2026

Simpler banking.

5
Not difficult to set up an account. App works very well and easy to navigate. Reviewed on: 16th January 2026

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