Smart Money People Logo

Zopa: Cash ISA reviews

4.95
Based on 1,534 reviews, last reviewed 12th Mar 2026
25900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Oap friendly App very easy to use, but able to contact a real person if needed Reviewed on: 12th March 2026
Janet's avatar
Janet

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1534)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

5
Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Zopa tastic

5
Zopa are app based & provide great interest rates Reviewed on: 2nd March 2025

No trouble so far.

4
No trouble so far. Rates appear to stay competitive against other providers Reviewed on: 2nd March 2025

Great app.

5
Great app. Very informative and easy to use. Reviewed on: 2nd March 2025

Simple to set up and easy to use, what’s not...

5
Simple to set up and easy to use, what’s not to like Reviewed on: 2nd March 2025

Great account.

5
Great account. Amazing interest. Reviewed on: 2nd March 2025

Nothing is impossible.

5
Exploring ways to manage & save money for that holiday of a lifetime. Excellent advice great company always making me aware of how to generate and save more money. Reviewed on: 2nd March 2025

Setting up Cash ISA pot through the Zopa app was easy

5
Setting up my Cash ISA pot through the Zopa app was straightforward and intuitive. All information regarding the account was provided in a clear and concise way. I certainly will be looking closely to see what rates are on offer for the 2025/26 ISA tax year. Reviewed on: 2nd March 2025

Great savings rate AND instant access.

5
Great savings rate AND instant access. Brilliant app that's clear and very easy to use Reviewed on: 2nd March 2025

Highly recommend Zopa

5
Very easy to use app would highly recommend Zopa, interest is paid every month , good communication by email and easy to get into h using the app. Reviewed on: 1st March 2025

Good interest rates & great app

5
Good interest rates. Easy to use app. Great customer service. Reviewed on: 1st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.94 from 5936 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8040 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 43458 reviews
    Zopa
    View all products