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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1535 reviews)

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4.95

Based on 1,535 reviews, last reviewed 12th Mar 2026

26000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Have a cash isa with zopa excellent rate easy app an... Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1535)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Easy access Cash ISA at a reasonable rate

I had their original savings account, switching to the Cash ISA when available. I recently moved most of my cash out to a higher interest paying competitor. As it is my Emergency Fund, I still kept some cash there as it provides easy access to a smaller amount and a reasonable rate and I can keep the majority at a better rate with another provider. Reviewed on: 28th February 2025

Easy to use efficient and trustworthy

Easy to use efficient and trustworthy Reviewed on: 28th February 2025

Have never experienced any problems whatsoever with...

Have never experienced any problems whatsoever with the online app when paying in or withdrawing funds Reviewed on: 28th February 2025

Simple, easy and straightforward

It was simple, easy and straightforward, which is what you want in a Cash ISA! Reviewed on: 28th February 2025

App is easy to navigate and use, very pleased with h...

App is easy to navigate and use, very pleased with how it works and shows you everything you need to know. Regular updates on the app or via email. Reviewed on: 28th February 2025

ZOPA - Why not

Simple to use app and good interest rates Reviewed on: 28th February 2025

My god it was good as a experience

In comparison with other Brands It was good Reviewed on: 28th February 2025

Excellent experience with Zopa

Excellent experience from opening the account to accessing the account online. Good rate of interest. Good communication. Reviewed on: 28th February 2025

So easy to use and excellent rates.

So easy to use and excellent rates. Reviewed on: 28th February 2025

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