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Zopa: Car finance reviews

Name: Car finance
Rating: 4.89 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car finance reviews (790)

Review of the Zopa, Car finance:

Easy to deal with and great customer service

Easy to deal with and great customer service Reviewed on: 16th April 2025

A very smooth experience

I had a very smooth experience, with obtaining car finance through Zopa. I had struggled to find a suitable product previously and ended up being bombarded with calls from other companies. But Zopa didn’t call more than necessary, gave me an idea of what to expect when I viewed the car and were very helpful from start to finish Reviewed on: 14th June 2024

Will be using again!

My experience with Zopa has been excellent from the start. The application process was quick and easy and drove away in my vehicle the same day! I also had an issue with my vehicle which Zopa dealt with in a quick and professional manner. I would always be happy to recommend Zopa. Reviewed on: 7th June 2024

Very good A title about zopa

Very good A built credit score for everyone to build credit history help full Reviewed on: 30th May 2024

Their services were up notches and satisfied.

Their services were up notches and satisfied. Reviewed on: 24th May 2024

Fantastic company that really care about their consu...

Fantastic company that really care about their consumers and staff Reviewed on: 24th May 2024

Great Customer Service

Brilliant experience, talked through every step, helped source another car following an issue with a car dealership. Reviewed on: 24th May 2024

Great service from Zopa

I have used Zopa few times and always had goo experience with them. Customer service was excellent every time I needed something. Applying for loan or car finance is easy and straight forward. Would highly recommend Reviewed on: 23rd May 2024

Great car finance team! ...

the car purchasing team is amazing very helpful and checks out the car before purchase to ensure your not being over charged, if all ok they will reach out to the dealership and express your interested this shortly follows with a call with the dealer, then it heads for underwriting who once approved will reach out to the dealer and pay them direct, that simple! only draw back is the main customer service team (not car finance) are a challenge and struggle to understand English I tried 5 times before getting a advisor who was very fluent in English. Reviewed on: 8th May 2024

Very easy to sort out car finance

Very easy to sort out car finance Reviewed on: 11th April 2024

No 1 give me loan but zopa help me alot .

No 1 give me loan but zopa help me alot . Thanks again Reviewed on: 11th April 2024

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