Write a review

Zopa: Car Finance reviews

Name: Car Finance
Rating: 4.89 (726 reviews)

View other Zopa products

4.83

Based on 726 reviews, last reviewed 28th Feb 2025

2400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

3 star

Latest highest rating:

5

Every time I've had to ring for advice. Every time I've had to ring for advice. I've got through to an experience customer advisor. Always my question/ query about payments have always been ... Read more Reviewed on: 28th February 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

Read all reviews See your review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car Finance reviews (726)

Review of the Zopa, Car Finance:

I've been using my Zopa credit card for a few years...

I've been using my Zopa credit card for a few years and it's competitive rates make it a great choice for me Reviewed on: 28th February 2025

Straight forward,noted tape,clear understanding of w...

Straight forward,noted tape,clear understanding of what it will cost Reviewed on: 28th February 2025

Happy with service

Applied for car finance in the morning. Collected my car 6.00 that evening. Interest wasn't too bad and repayments good. Kept period of time to max 3 years which is what I wanted - I didn't want to do 5 years. Happy with service Reviewed on: 28th February 2025

Easy quick and accessible

Easy quick and accessible. Customer service always willing to help and advise Reviewed on: 28th February 2025

Simple application process, transparent costs and re...

Simple application process, transparent costs and really helpful team who advise on suitability of garage. Reviewed on: 28th February 2025

Very good customer service and much more.

Very good customer service and much more. Reviewed on: 21st January 2025

Zopa came to my aid!

I survived cancer and vowed I'd buy myself a decent car as a present to myself. I needed the money to do this and Zopa were there to provide that money - even though I already had a loan out with them! Zopa gets my vote! Reviewed on: 18th January 2025

Every aspect is good lots of info, clear instruction...

Every aspect is good lots of info, clear instructions and good app. Reviewed on: 18th January 2025

Clear and easy

Clear and easy communication, easy app for payment monitoring. New product eligibility explained. Excellent interest rates. Reviewed on: 17th January 2025

Great service excellent staff and excellent product

Great service excellent staff and excellent product Reviewed on: 17th January 2025

Dazzle free

Very east from start to finish of application. App very good see all payments how much is left and options to pay more if you want dazzle free Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Car Finance
from Blue Motor Finance 4.05 from 205 reviews
Car Finance
from Moneybarn 4.84 from 3216 reviews
Car Loan
from Personal Loans 4U 5.00 from 2 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub