Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Car finance reviews

View other Zopa products
4.84
Based on 790 reviews, last reviewed 12th Sep 2025
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025
J Ram's avatar
J Ram
Read all reviews See your review

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car finance reviews (790)

Review of the Zopa, Car finance:

Excellent service

5
Excellent service and great rates Reviewed on: 28th February 2025
Jules's avatar
Jules

I like Zopa

5
I'm happy with Zopa thank you very much Reviewed on: 11th April 2023
Volodymyr Dudaruk's avatar
Volodymyr Dudaruk

Simply the best

5
Great Apr overall brilliant very user friendly and excellent customer service Reviewed on: 11th April 2023
Andy May's avatar
Andy May

Fast friendly

5
Helped me get finance at a lower rate than the car dealer ship thank you so much! Reviewed on: 11th April 2023
Costas Jordanou's avatar
Costas Jordanou

Quick and easy

5
They made everything quick and easy at a time I desperately needed a new car Reviewed on: 11th April 2023
Shirley Moyes's avatar
Shirley Moyes

Efficient

5
efficient transparent service. Communication was fluid and not time consuming at all Reviewed on: 11th April 2023
Diego's avatar
Diego

User friendly

5
Impressed in how easy it is to navigate on the website. Any issues have been resolved quickly efficiently so more than happy with service. Reviewed on: 11th April 2023
Zahir 's avatar
Zahir

Amazing company

5
Excellent service and great products Reviewed on: 11th April 2023
Scott McLoughlin 's avatar
Scott McLoughlin

Car finance

5
Easy to apply. Clear details about repayments. Reviewed on: 10th April 2023
Jacintha Ursula's avatar
Jacintha Ursula

Quick and easy

5
No complaints whatsoever. Quick and easy to deal with, website easy to use. Would definitely recommend and use again myself. Reviewed on: 10th April 2023
Laura b 's avatar
Laura b

Highly recommend

5
Really easy application, money available really quickly and constantly keep in touch to make sure you know when your DD will be coming out and how much for. I will definitely be using them again. Reviewed on: 9th April 2023
Claire's avatar
Claire

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill