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Zopa: Car finance reviews

Name: Car finance
Rating: 4.84 (790 reviews)

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4.84

Based on 790 reviews, last reviewed 12th Sep 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

My first choice for financing my Model 3 Long Range Having used Zopa for banking, credit card and a small personal loan, they were my first choice for car finance. I even picked the car from their appro... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

Refused car finance they offered me! Applied for car finance for £11459. I have great credit and good income. My application was sent to the underwriters who requested all banking documen... Read more Reviewed on: 12th September 2025

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car finance reviews (790)

Review of the Zopa, Car finance:

Excellent service

Excellent service and great rates Reviewed on: 28th February 2025

Quick and easy

Quick and easy solution, made very straightforward, with clear reporting and tracking. Reviewed on: 13th January 2023

Simplicity in a Loan

Easy and simple to manage finance with no surprise small print. Reviewed on: 13th January 2023

A PLUS CREDIT PROVIDER

ZOPA REALLY HELPED ME IN TOUGH TIMES , REALLY FRIENDLY AND PROFESSIONAL TEAM . SO EASY TO COMMUNICATE. RECOMMENDED TO ALL Reviewed on: 13th January 2023

Fabulous!

The cheapest loan, with the easiest decision to money in my account process imaginable. Zopa has revolutionised the personal loan market. Reviewed on: 13th January 2023

Perfect easy and quick

Very good company. Easy quick and safe Reviewed on: 13th January 2023

Simply the Best

Very happy with my Car Finance arranged by Zopa... every agent I spoke to were very helpful and friendly... highly recommended... shout out to Antony, Daisy, Charlotte, Rose, Tom, Jack who were equally very helpful... Reviewed on: 13th January 2023

Would definitely recommend

Applying for a credit card was straight forward to apply for and if I had a problem there was plenty of help at hand Reviewed on: 13th January 2023

Zopa Experience

Zopa reminds me when payments are due and how much, everything you would expect from a professional lender Reviewed on: 13th January 2023

Excellent service start to finish

Great, simple, efficient service at each contact. Wouldn’t hesitate to recommend to anyone. Reviewed on: 13th January 2023

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