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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

keeps me well informed of my account and app is very...

keeps me well informed of my account and app is very easy to use. They do not harrass you about payments, just gentle reminder, (good in my case) and so easy to make payments from one bank to another,and easier when you put your card in your wallet on your phone. Reviewed on: 15th January 2025

Very good credit card , easy to apply

Very good credit card , easy to apply Reviewed on: 15th January 2025

easy to apply and very pleased

easy to apply and very pleased well what can i say but very handy Reviewed on: 15th January 2025

Flawless never an issue.

Flawless never an issue. Always very clear with what's coming out giving me plenty of warning if anything unexpected is due Reviewed on: 15th January 2025

Superb, 1 of the best credit card companies I've dea...

Superb, 1 of the best credit card companies I've dealt with, would highly recommend in all aspects. Reviewed on: 15th January 2025

Very good customer service highly recommend a credit...

Very good customer service highly recommend a credit card with zopa interest rates are not to high Reviewed on: 15th January 2025

Include features, benefits and drawbacks.

We'll remove any offensive language and derogatory comments. Reviewed on: 15th January 2025

really easy to apply and a easy app to work with for...

really easy to apply and a easy app to work with for payments Reviewed on: 15th January 2025

Zopa card is easy affordable and let's you know what...

Zopa card is easy affordable and let's you know what your spending. It also keeps you updated with new versions of credit and keeps you informed of your credit report. Reviewed on: 15th January 2025

Using the app

App is very simple to use and easy to understand Reviewed on: 15th January 2025

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