Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The app is so simple

The app is so simple use .Very easy to apply for the credit card. Really like that you get a message every time you use the card .helps me a lot because you know what you are spending. Over all just a brilliant card any app very pleased Reviewed on: 15th January 2025

Faultless service straight forward handy app clearly...

Faultless service straight forward handy app clearly laid out Reviewed on: 15th January 2025

The help and careful explanation made it easy to und...

The help and careful explanation made it easy to understand and made you feel comfortable Reviewed on: 15th January 2025

The best

Quick service easy procedure Everything excellent Reviewed on: 15th January 2025

Great service always professional and polite, always...

Great service always professional and polite, always when needed Reviewed on: 15th January 2025

Straight forward thinking,everything is in place to...

Straight forward thinking,everything is in place to help Reviewed on: 15th January 2025

Happy customer

Very easy to apply app is easy to use Reviewed on: 15th January 2025

I had very poor credit, but Zopa have allowed me to...

I had very poor credit, but Zopa have allowed me to build on that. It's the best card I've had. Reviewed on: 15th January 2025

Great service all around.

Great service all around. Very happy too rexxomwnd Reviewed on: 15th January 2025

I have not had any issues since tsking out a Zopa card.

I have not had any issues since tsking out a Zopa card. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Yonder 4.85 from 951 reviews
Credit card
from Zempler Bank 4.83 from 5819 reviews
Clubcard credit cards
from Tesco Bank 3.99 from 335 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub