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Zopa: Credit card reviews

4.87
Based on 44,344 reviews, last reviewed 31st May 2026
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant .

5
I have had nothing but a pleasant time with Zopa I use there app all the time Reviewed on: 15th January 2025

Really great deals

5
Really great deals at fantastic rates without extortionate rate hikes Reviewed on: 15th January 2025

It's there when I need it there is no hassle on Inte...

5
It's there when I need it there is no hassle on Internet Reviewed on: 15th January 2025

The card and app are very flexible to use.

5
The card and app are very flexible to use. Repayment is seamless Reviewed on: 15th January 2025

I use Zopa credit card this is best credit card and...

5
I use Zopa credit card this is best credit card and easy to use Reviewed on: 15th January 2025

Mega company to deal with very happy customer

5
Mega company to deal with very happy customer Reviewed on: 15th January 2025

Zopa Card

5
All my interactions with Zopa so far have been very good Reviewed on: 15th January 2025

I find this Credit Card an excellent product.

5
I find this Credit Card an excellent product. The app is easy to navigate,and the communication by txt or email is very good regarding offers and new products. Reviewed on: 15th January 2025

Responding

5
Any issues they are there to respond to couldn’t ask for anything else Reviewed on: 15th January 2025

Processing was quick.

5
Processing was quick. Provided clear information. Reviewed on: 15th January 2025

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