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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa have been brilliant they are a great credit car...

Zopa have been brilliant they are a great credit card company . Reviewed on: 15th January 2025

The first I approached Zopa online, received excelle...

The first I approached Zopa online, received excellent responses and satisfactory attentions and my demands were met. I will surely recommend Zopa to anyone. Reviewed on: 15th January 2025

Great experience Truely amazing and helpful too

Great experience Truely amazing and helpful too Reviewed on: 15th January 2025

Enjoying being with them

Since joining never had a problem Reviewed on: 15th January 2025

Was recommended at 1st and experience has matched re...

Was recommended at 1st and experience has matched recommendations Reviewed on: 15th January 2025

Easy to apply and great starter credit

Easy to apply and great starter credit Reviewed on: 15th January 2025

The credit card in da best moment

The credit card in da best moment Reviewed on: 15th January 2025

Sin Excellent ..

Since I've had too planner, it's been very useful for my day today. Use of Vine and paying my bills and buy my food. Thank you. Reviewed on: 15th January 2025

I think Zopa let you use your credit card responsibl...

I think Zopa let you use your credit card responsibly,that way you don't get yourself in to much debt. And the app is perfect to keep on top of your account Reviewed on: 15th January 2025

Zopaly Fab

Great service, easy to use. Great way to control your finances Reviewed on: 15th January 2025

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