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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

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4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa - easy life with Zopa

I had a very smooth application process. The card came quickly. Have been using it for a long time now . No issues or complaints at all. Reviewed on: 15th January 2025

Very helpful & app is so easy to use & manage my acc...

Very helpful & app is so easy to use & manage my account when needed Reviewed on: 15th January 2025

Good credit card

I have had very nice email and text alerts for payment and spending no problems at all vey good people Reviewed on: 15th January 2025

Very fast and quick process of payment and everything

Very fast and quick process of payment and everything Reviewed on: 15th January 2025

Since becoming a Zopa customer I’ve found it an exce...

Since becoming a Zopa customer I’ve found it an excellent service to use,no fuss and would recommend it to anyone looking to use a fast and useful card Reviewed on: 15th January 2025

Zopa are brilliant, so easy to understand in fact I’...

Zopa are brilliant, so easy to understand in fact I’ve not contacted them for any assistance it’s that easy Reviewed on: 15th January 2025

Accepted instantly, no hassle, very good creditors

Accepted instantly, no hassle, very good creditors Reviewed on: 15th January 2025

wanted a credit card with no fuss .

wanted a credit card with no fuss and easy to use Reviewed on: 15th January 2025

Responsible lending and great service, worth using a...

Responsible lending and great service, worth using a Zopa card to increase your credit score. Reviewed on: 15th January 2025

I have used this card and never had one problem usin...

I have used this card and never had one problem using it everybody accepts it all I really cannot fault the service it is very easy to understand Reviewed on: 15th January 2025

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