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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44346 reviews)

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4.87

Based on 44,346 reviews, last reviewed 11th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A breeze to manage... Simple to apply, a breeze to manage and simple options for repaying. Reviewed on: 11th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44346)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

They gave me a reasonable credit amount with my bad...

They gave me a reasonable credit amount with my bad credit Reviewed on: 15th January 2025

Number 1

It's a great way to build your credit score Reviewed on: 15th January 2025

Very friendly service and percentage

Very friendly service and percentage Reviewed on: 15th January 2025

Zopa Credit Card: Simple, Transparent, and Empowering

My experience with the Zopa credit card has been fantastic. The app is user-friendly, making it easy to track spending and manage payments, while the competitive rates and transparency give me confidence in my finances. Reviewed on: 15th January 2025

When i applied for a zopa card I was excepted straig...

When i applied for a zopa card I was excepted straight away easy questions to answer the service was great customer service was exceptional the card was in the post quite quickly and ready to use i would recommend zopa to anyonec Reviewed on: 15th January 2025

Zopa is a Great Bank

Fantastic service, excellent security and a well presented, efficient App. Great choice of products for all situations. Reviewed on: 15th January 2025

Credit limit

I am glad I chose zopa for my credit ,the only issue with them is they haven't increased my limit Reviewed on: 15th January 2025

Takes the stress out of your money worries

Quick, easy to use app. Takes the stress out of your money worries. Reviewed on: 15th January 2025

Zopa Review 2025

Really smooth app that understands how to communicate with updates and regular improvements making the experience good value Reviewed on: 15th January 2025

wasy to use

wasy to use good customer service Reviewed on: 15th January 2025

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