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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

No fuss, and easy to use

No hassle, good credit line, not bombarded with ads for cards you don't want or need, pleasure to deal with. Reviewed on: 15th January 2025

I have had no problems with zopa unlike others that...

I have had no problems with zopa unlike others that are on your phone all the time Reviewed on: 15th January 2025

For a person of age tech is sometimes hard but Super...

For a person of age tech is sometimes hard but Super Zopa made app so easy .well done Reviewed on: 15th January 2025

Great company

Zopa only let me borrow what I can afford and give me helpful money tips along the way Reviewed on: 15th January 2025

Brilliant

Excellent service.app very easy to use cannot fault it in any way Reviewed on: 15th January 2025

Good reliable service good rate for a credit buildin...

Good reliable service good rate for a credit building card Reviewed on: 15th January 2025

I'm happy I chose Zopa, it helps me when I need it,...

I'm happy I chose Zopa, it helps me when I need it, a good friend Reviewed on: 15th January 2025

Zopa have been wonderful to deal with

Zopa have been wonderful to deal with Reviewed on: 15th January 2025

So far so good

So far so good though initial limit is smaller than what most other providers are offering Reviewed on: 15th January 2025

My experience with discard it helped me a lot do a l...

My experience with discard it helped me a lot do a lot of things I would recommend it to anyone to use it everyone to use it Reviewed on: 15th January 2025

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