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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent customer service

Excellent customer service and care Reviewed on: 15th January 2025

Been excellent great service every thing in place

Been excellent great service every thing in place Reviewed on: 15th January 2025

The design of the card is bright.

The design of the card is bright. The app is really easy to use. Reviewed on: 15th January 2025

Quick and friendlyQuick application helpful staff

Quick application helpful friendly staff, quick communication. Reviewed on: 15th January 2025

Zopa Flexibility

Zopa have given me a lifeline when l needed & allowed me to be relaxed about my finances. I would recommend them to anyone. Reviewed on: 15th January 2025

Excellent service

Excellent service first class app what is not to like Reviewed on: 15th January 2025

Excellent

Excellent service easy process very easy app to use and also customer service is easy to use and to app very easy aswell Reviewed on: 15th January 2025

very good, experience,

very good, experience, easy to get the card, very useful. Reviewed on: 15th January 2025

So happy

So easy to use . Never had a issue . Would recommend this card to anyone looking for a fair credit card Reviewed on: 15th January 2025

As a new customer I have found it amazing

As a new customer I have found it amazing Reviewed on: 15th January 2025

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