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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa very good I recommend it to my friends and family.

Zopa very good I recommend it to my friends and family. Reviewed on: 15th January 2025

Customer service is brilliant always sorted my acco...

Customer service is brilliant always sorted my account out Reviewed on: 15th January 2025

My experience is going great.

My experience is going great.it is good to manage your financially stable balance Reviewed on: 15th January 2025

Excellent facility and easy to manage.

Excellent facility and easy to manage. Reviewed on: 15th January 2025

Excellent credit card provider.

Excellent credit card provider, great app and excellent customer service. Would very highly recommend to family and friends. Easy app to navigate and has all relevant information needed. Reviewed on: 15th January 2025

My experience with Zopa has been excellent

My experience with Zopa has been excellent Reviewed on: 15th January 2025

Excellent staff

Every time I have enquired about a car I've nothing but good service from your staff they've been very helpful and understanding off what's available and needed for myself Reviewed on: 15th January 2025

Very good credit card

Very good credit card simple to keep track of what you’re spendin Reviewed on: 15th January 2025

Card is beautiful colour scheme.

Zopa’s service is excellent I am very much satisfied from customer service. Reviewed on: 15th January 2025

Great customer service there when needed

Great customer service there when needed Reviewed on: 15th January 2025

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