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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

We definitely recommend

Always been helpful and great communication throughly recommend to anyone Reviewed on: 15th January 2025

very good, they’re Very good, they has very quicker...

very good, they’re Very good, they has very quicker services Reviewed on: 15th January 2025

The No 1 card to choose!

My experience with Zopa has always been a good one. They are people friendly and the service is easy to use The repayments are affordable and stress free. Reviewed on: 15th January 2025

Zopa card

Very happy with my Zopa card easy to use and keep track of your spending Reviewed on: 15th January 2025

Zopa, the very best credit card provider.

I have been a Zope credit card customer for over a year now and also now hold a current account with them too. The rates are very competitive and customer service is second to none. Reviewed on: 15th January 2025

Easy to deal with and helpful,helped me manage my fi...

Easy to deal with and helpful,helped me manage my finances with ease Reviewed on: 15th January 2025

I have only had the card late year 2024 and everyth...

I have only had the card late year 2024 and everything seems excellent around the use of the card. the customer service . everything so far Reviewed on: 15th January 2025

Very easy to understand no hassle.

Very easy to understand no hassle. very helpful if need to contact anyone. Reviewed on: 15th January 2025

Excellent customer service staff our very helpful

Excellent customer service staff our very helpful Reviewed on: 15th January 2025

A highly professional service.

A highly professional service. Online updates are instant. Reviewed on: 15th January 2025

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