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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Always feel satisfy and comfortable whenever I talk...

Always feel satisfy and comfortable whenever I talk to customer service Reviewed on: 15th January 2025

Simply the best

So easy to join get up and running Reviewed on: 15th January 2025

Zopa a very modern credit card

The best thing about mu Zopa card is how easy it is to access support - whether it's access to my balance, pop ups on usage or the availability of online chat services - this has it all Reviewed on: 15th January 2025

Easy to make payments, gives credit limit increases...

Easy to make payments, gives credit limit increases whenever possible. Easy to manage and easy to use mobile app. Friendly customer service team. Would recommended to people looking to build credit history. Reviewed on: 15th January 2025

One of the best credit cards I use.

One of the best credit cards I use.....not aggressive in customer approach and I've had no issues ... I always pay card off in full and charges are not excessive..... Reviewed on: 15th January 2025

Excellent quality service

Excellent customer service,very easy to apply with step by step advice Reviewed on: 15th January 2025

Excellent app, very easy to use.

Excellent app, very easy to use. All questions answered quickly. Very professional Reviewed on: 15th January 2025

Service has always been fast and efficient.

Service has always been fast and efficient. Very friendly UI with clear information. Lots of options as your relationship grows. Very good up dates and not too many emails with unuseful promotions. Reviewed on: 15th January 2025

Excellent

Really helpful amazing service understanding really helped me with my finances got me back into the land of the living thankyou Zopa Reviewed on: 15th January 2025

Great service and friendly staff always eager to hel...

Great service and friendly staff always eager to help you Reviewed on: 15th January 2025

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