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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

john zopa

fast and reliable service, on the button Reviewed on: 15th January 2025

A safe hand to hold when re-entering world of credit

Re-entering the world of credit was a little scary after the experience of a Debt Relief Order, but I knew that I needed to take the plunge and take a credit card to improve my credit rating. Zopa first of all took me on as a high risk customer and then gave me the tools to manage my credit. The card, the app and the general support have been excellent and I couldn't recommend highly enough! Reviewed on: 15th January 2025

Very simple app to use, always kept up to date with...

Very simple app to use, always kept up to date with information Reviewed on: 15th January 2025

The app is excellent, cause I can pay...

The app is excellent, cause I can pay at anytime Reviewed on: 15th January 2025

Good customer service and very easy to operate with...

Good customer service and very easy to operate with much security and safety of your personal details Reviewed on: 15th January 2025

Zopa are always on my side, helpful and doing their...

Zopa are always on my side, helpful and doing their best for me. Reviewed on: 15th January 2025

No problems whatsoever so I'm happy

No problems whatsoever so I'm happy Reviewed on: 15th January 2025

Very helpful people and fair easy to speak to and ap...

Very helpful people and fair easy to speak to and app easy to use Reviewed on: 15th January 2025

Not been with zopa long but so far everything is gre...

Not been with zopa long but so far everything is great Reviewed on: 15th January 2025

Very good

Your credit card, best card in the world Reviewed on: 15th January 2025

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