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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very impressed

I have been really impressed with Zopa right from the day i applied for the credit card including keeping me up to date every time I make a purchase and throughout the month Reviewed on: 15th January 2025

Best card to use in Europe

Applied a while back. Got accepted relatively easily. Withdrawn and paid with ease - used in Europe with no dramas whatsoever Reviewed on: 15th January 2025

Since I became a card carrier, it has been great cus...

Since I became a card carrier, it has been great customer experience. Reviewed on: 15th January 2025

Easy to use

The experience throughout was seamless and it has been a very easy experience to navigate through the credit card process right from the word go. Reviewed on: 15th January 2025

Brill fantastic service nothig too much trouble

Brill fantastic service nothig too much trouble Reviewed on: 15th January 2025

My experience with Zopa has been efficiency.

My experience with Zopa has been efficiency. .Zopa has been very quick and efficient in dealing with me. Zopa has helped me in organising my finances well Reviewed on: 15th January 2025

cannot transfer balance to other cards.

cannot transfer balance to other cards at lower interest Reviewed on: 15th January 2025

No strings and straight forward.

No strings and straight forward. Easy to contact and quick response time . A good company with a straightforward and honest responses to any questions asked . Reviewed on: 15th January 2025

This is really friendly card to use in your daily li...

This is really friendly card to use in your daily life and enjoy your dreams Reviewed on: 15th January 2025

Great service, very easy to use via the App.

Great service, very easy to use via the App. Reviewed on: 15th January 2025

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Want to see more from Zopa?

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from Zopa 4.87 from 1795 reviews
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