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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

33% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40272)

Review of the Zopa, Credit card:

Michael king.

The ZOPA credit card Application was VERY straightforward, and easy to Apply for. - and everything was explained properly.— I wouldn’t hesitate to recommend them.- they treat you like a proper customer!! Reviewed on: 11th April 2023

Very good service would recommend to family and frie...

Very good service would recommend to family and friends. Reviewed on: 28th April 2025

Great customer service and fabulous online support

Great customer service and fabulous online support Reviewed on: 28th April 2025

ZOPA staff provided me with an excellent service aft...

ZOPA staff provided me with an excellent service after a scammer tried to use my personal details x I was treated with empathy and reassurance that it wasn’t my fault and issued a new card promptly x Reviewed on: 28th April 2025

Always great service and prompt, reliable

Always great service and prompt, reliable Reviewed on: 28th April 2025

Excellent Credit Card .

Credit card app so easy to use & access. Keep in control of your purchases & pay online. Help whenever you require it. Excellent customer service. Reviewed on: 28th April 2025

Customer service is great very polite and good to ta...

Customer service is great very polite and good to talk to Reviewed on: 28th April 2025

Good company to deal with

Easy to understand product offerings and great customer services. Reviewed on: 28th April 2025

Been fantastic easy simple to use brilliant for use...

Been fantastic easy simple to use brilliant for use in Europe as well, safe and secure great card great company. Reviewed on: 28th April 2025

It does exactly what us said in the tin and the app...

It does exactly what us said in the tin and the app is very intuitive. Reviewed on: 28th April 2025

Very friendly, and easy app to use

Very friendly, and easy app to use Reviewed on: 28th April 2025

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