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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I have had a great experience with Zopa

I have had a great experience with Zopa when contacting Zopa they have been helpful. The application process was quick and easy. Reviewed on: 15th January 2025

Really great service and easy app helps you see thin...

Really great service and easy app helps you see things and all in one place Reviewed on: 15th January 2025

Quick, easy and efficient!

Quick, easy and efficient! Great app. which is user friendly and great customer service! Outshines all other financial services! Reviewed on: 15th January 2025

David Hilton

Very quick and simple applying always keep in touch making sure when the payment is due so you dont forget and get into arrears Reviewed on: 15th January 2025

Zopa is a great credit experience

Zopa is a great credit experience for me excellent service an a very easy App system to follow. Repayments and extra payments are very easy Reviewed on: 15th January 2025

Simple application process, great app and add to Goo...

Simple application process, great app and add to Google wallet to pay on phone. Seamless easy process unlike my banks method. Reviewed on: 15th January 2025

Zopa have always been very helpful and gone to great...

Zopa have always been very helpful and gone to great lengths to resolve any issues I may have Reviewed on: 15th January 2025

Excellent Customer Services.

Excellent customer service. I've enjoyed every service provided by you guys. Reviewed on: 15th January 2025

Zopa the Great

I have had nothing but positive experiences in my dealings with Zopa. Any issues have been swiftly and efficiently handled Reviewed on: 15th January 2025

Quick and easy.

Quick and easy. Never used customer service so can't comment Reviewed on: 15th January 2025

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