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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I’ve struggled in the past with money and debt , tho...

I’ve struggled in the past with money and debt , tho I’m well on the way to a brighter future. And Zopa appeared to be the only ones to give me a chance to build a better credit for myself . Reviewed on: 15th January 2025

M.turner

Very good and very easy in the app Reviewed on: 15th January 2025

Zopa as a service are very polite friendly and very...

Zopa as a service are very polite friendly and very professional no matter what the issue is or even a general enquiry!! Reviewed on: 15th January 2025

Help me when I had bad credit an was easy...

Help me when I had bad credit an was easy to apply for Reviewed on: 15th January 2025

Really heloful when I called regarding late payments

Really heloful when I called regarding late payments Reviewed on: 15th January 2025

Haven’t had any issue what so ever with Zopa from th...

Haven’t had any issue what so ever with Zopa from the start everything is made easy the app is very well presented and easy to use and I would recommend Zopa over any other credit card Reviewed on: 15th January 2025

Easy App

App easy to use, set out to understand easily. Manage your account from from your phone. Reviewed on: 15th January 2025

First class

Never had any problems absolutely spot on with everything Reviewed on: 15th January 2025

Excellent Service

Easy to access site, decision made in minutes, excellent customer service Reviewed on: 15th January 2025

Great company.

Great company. Easy to work either. Great app Reviewed on: 15th January 2025

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