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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

A simple and easy to use banking app.

A simple and easy to use banking app. Worthwhile giving it a go Reviewed on: 15th January 2025

It was very easy and straightforward to register and...

It was very easy and straightforward to register and apply for a card. Customer service was excellent. I would recommend to friends and family. Reviewed on: 15th January 2025

Excellent card at a good rate.

Excellent card at a good rate. Excellent customer service. Reviewed on: 15th January 2025

Excellent app easy to follow keeps you updated 24/7...

Excellent app easy to follow keeps you updated 24/7 of your finances, lets you know well in advance when direct debit is due to come out of your bank account. Reviewed on: 15th January 2025

Easy to set up with great service and easy to...

Easy to set up with great service and easy to use Reviewed on: 15th January 2025

Brilliant

Brilliant service..easy app access Reviewed on: 15th January 2025

smooth journey

From start to finish it has been a smooth journey with any queries answered with a fast response Reviewed on: 15th January 2025

Positive experience

Always had a positive experience when using the App Reviewed on: 15th January 2025

the app is good and easy to use

the app is good and easy to use and will let you know when to can have a credit increase Reviewed on: 15th January 2025

Excellent

Excellent service and easy to apply for credit card Reviewed on: 15th January 2025

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