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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very efficient service and good support

Very efficient service and good support Reviewed on: 15th January 2025

Easy to use app

App really easy to use - this is really helpful when using card and paying off credit card. Reviewed on: 15th January 2025

Easy and smooth.

Easy and smooth. A good experience with Zopa. Reviewed on: 15th January 2025

Love the card it's been great building my credit his...

Love the card it's been great building my credit history Reviewed on: 15th January 2025

very happy with zopa, good company to work with and...

very happy with zopa, good company to work with and happy with repayment and would benefit lot's of people Reviewed on: 15th January 2025

Very satisfied helped me a lot every thing so easy g...

Very satisfied helped me a lot every thing so easy got a car loan my credit rating very poor Reviewed on: 15th January 2025

Smooth and easy process can’t speak highly enough ab...

Smooth and easy process can’t speak highly enough about the service Reviewed on: 15th January 2025

100% Perfect as you give people a chance to dance cl...

100% Perfect as you give people a chance to dance close to financial freedom Reviewed on: 15th January 2025

Just quick and easy to apply and fast postage

Just quick and easy to apply and fast postage Reviewed on: 15th January 2025

Very happy with all aspects when contacting Zopa and...

Very happy with all aspects when contacting Zopa and excellent service Reviewed on: 15th January 2025

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