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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

All good

Very happy with everything very friendly and happy to help in anyway Reviewed on: 15th January 2025

Exelent customer service

Exelent experience ‘ good rates ‘exelent customer service easy app to use ‘ would highly recommend zopa Reviewed on: 15th January 2025

Great card

I've had a few cards down the years but zopa is hassle free and the app is simple to understand and navigate Reviewed on: 15th January 2025

Best card

been very pleasant never had a problem with it n very good Reviewed on: 15th January 2025

My family and me LOVE it good app, easy to use.

My family and me LOVE it good app, easy to use. Reviewed on: 15th January 2025

I love the card just wish my credit card would go up...

I love the card just wish my credit card would go up it is a cheap card and it's brilliant Reviewed on: 15th January 2025

I use my card regular and try to pay it of in one mo...

I use my card regular and try to pay it of in one month the card is so flexible. Reviewed on: 15th January 2025

Its very Helpful for me

Its very Helpful, Useful on my daily living Reviewed on: 15th January 2025

Good transactions, very informative

Good transactions, very informative Reviewed on: 15th January 2025

Easy to apply

Easy to apply give people a chance to build there credit file up Reviewed on: 15th January 2025

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