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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

All round great company and the app is brilliant

All round great company and the app is brilliant Reviewed on: 15th January 2025

Overall brilliant service would definitely recommend...

Overall brilliant service would definitely recommend to family and friends Reviewed on: 15th January 2025

Zopa has been the easiest credit card I have had, ex...

Zopa has been the easiest credit card I have had, excellent online account which is easy to navigate. One of the best cards for communication Reviewed on: 15th January 2025

Great company to deal with and a great card to have...

Great company to deal with and a great card to have in your wallet Reviewed on: 15th January 2025

It's quite easy to use Zopa Credit Card, especially...

It's quite easy to use Zopa Credit Card, especially if you want to purchase good online or transfer money to your friends, families. Reviewed on: 15th January 2025

Easy to apply

Easy to apply came very quickly benefit from the app Reviewed on: 15th January 2025

Quick and easy experience with no hidden expenses

Quick and easy experience with no hidden expenses Reviewed on: 15th January 2025

easy and smooth process to apply

easy and smooth process to apply Reviewed on: 15th January 2025

Great credit card, great app, great interest rate .

Great credit card, great app, great interest rate . Reviewed on: 15th January 2025

Great banking app nice people to do business with

Great banking app nice people to do business with Reviewed on: 15th January 2025

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