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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great customer servis very helpful

Great customer servis very helpful Reviewed on: 15th January 2025

User friendly credit card , excellent app

User friendly credit card , excellent app Reviewed on: 15th January 2025

Good experience

All good start to finish from recovering my card until now Reviewed on: 15th January 2025

Great company love doing my money business with them.

Great company love doing my money business with them. Reviewed on: 15th January 2025

Great easy to apply and manage via the app would rec...

Great easy to apply and manage via the app would recommend Reviewed on: 15th January 2025

The zopa customer service was excellant, gives you...

The zopa customer service was excellant, gives you help when required. Reviewed on: 15th January 2025

Simple to use and great service

Always simple to work with, from application to CS Reviewed on: 15th January 2025

Easy application.

Easy application. Never had any issues at all so I will definitely recommend to anyone who wants a hassle free service Reviewed on: 15th January 2025

Excellent Service

Very helpful to your situation, always have a solution to any problem you may have Reviewed on: 15th January 2025

Excellent card

Totally satisfied with everything about this card and customer service Reviewed on: 15th January 2025

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