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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic

Fantastic customer service and update on new products Reviewed on: 15th January 2025

Good service, good customer service, confidence

Good service, good customer service, confidence Reviewed on: 15th January 2025

Helpfull

Overall good service Extremely happy with service so far Reviewed on: 15th January 2025

Easy to use and manage, excellent feedback both on t...

Easy to use and manage, excellent feedback both on the app and the website. Good value for money if used correctly. Reviewed on: 15th January 2025

Customer excellence

Everything a company provides for customers excellent Reviewed on: 15th January 2025

Very helpful always available to talk

Very helpful always available to talk Reviewed on: 15th January 2025

Really good for the way you can use your card...

Really good for the way you can use your card Reviewed on: 15th January 2025

Moving on up with Zopa

Found my Zopa card to be invaluable since I got it. Brilliant way to help spread my costs over the festive period and help out with day to day costs. Especially nearer the end of the month. It’s also a great way to get my credit score moving in the right direction after taking a hit a few years back due to illness. Would definitely recommend. Reviewed on: 15th January 2025

Always done right by me

Always done right by me makes sure i don't run before i can walk Reviewed on: 15th January 2025

experience so far it has been excellent

experience so far it has been excellent Reviewed on: 15th January 2025

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