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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa Dopa!

Such a positive experience would 100% recommend. Reviewed on: 15th January 2025

Very easy to use and great customer service.

Very easy to use and great customer service. Reviewed on: 15th January 2025

Excellent experience

Good all round experience east to use Reviewed on: 15th January 2025

great customer service

great customer service always polite and helpful Reviewed on: 15th January 2025

Good provider.

Good provider. No issues at all. Reviewed on: 15th January 2025

Very easy to apply Done in minutes

Very easy to apply Done in minutes Reviewed on: 15th January 2025

A good company, I recommend it to everyone.

A good company, I recommend it to everyone. Reviewed on: 15th January 2025

Great service app is great to use and very easy...

Great service app is great to use and very easy Reviewed on: 15th January 2025

I've had no problems what so ever and I'm now waitin...

I've had no problems what so ever and I'm now waiting for my credit limit to be increased Reviewed on: 15th January 2025

Absolutely Fantastic!

Absolutely fantastic. Great getting back in touch with you about queries such as using your card abroad. Staff are very friendly and polite and super useful. Reviewed on: 15th January 2025

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