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Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa card best.

5
Zopa card best.they always supported Reviewed on: 15th January 2025

Zopa really helped when I needed it

5
Reliable service, prompt and effective Reviewed on: 15th January 2025

zopa hasselt free

5
Enjoying zopa hasselt free app easy to use Reviewed on: 15th January 2025

Easy to use app and loan application.

5
Easy to use app and loan application. Reviewed on: 15th January 2025

Great customer experience

5
I have never had any issues with Zopa, the app makes it so easy to manage my account Reviewed on: 15th January 2025

Great service

5
Great customer service and a easy website to navigate Reviewed on: 15th January 2025

Brilliant, great communication, fantastic app.

5
Brilliant, great communication, fantastic app. Reviewed on: 15th January 2025

Never had a problem always been excellent service

5
Never had a problem always been excellent service Reviewed on: 15th January 2025

Highly recommended

5
Never had an issue with Zopa, highly recommended Reviewed on: 15th January 2025

Really easy to access and navigate app, clear and ea...

5
Really easy to access and navigate app, clear and easy to follow Reviewed on: 15th January 2025

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