Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great company to deal with and very polite and posit...

Great company to deal with and very polite and positive Reviewed on: 15th January 2025

Easy understanding application fast decision clear o...

Easy understanding application fast decision clear on the table...Thank you zopa Reviewed on: 15th January 2025

Easy card to use, I would like my limit to be increa...

Easy card to use, I would like my limit to be increased if possible. I always pay b4 due date and more than the minimum. Reviewed on: 15th January 2025

Easy to use and your statement on your finger tips .

Easy to use and your statement on your finger tips . Highly recommended to family and friends as it’s leading in the market Reviewed on: 15th January 2025

Brilliant company tonwork with and so simple to keep...

Brilliant company tonwork with and so simple to keep track of everything. Reviewed on: 15th January 2025

My experience with zopa they are always there you ar...

My experience with zopa they are always there you are in difficulty to help you Reviewed on: 15th January 2025

Good service and professional recomend to anyone...

Good service and professional recomend to anyone Reviewed on: 15th January 2025

Zopa have been in...

All of the dealings I’ve had with Zopa have been in clear, easy to understand language and the facilities in their app really help me manage my money better. I especially like the credit cushion facility as it gives peace of mind. Reviewed on: 15th January 2025

Good all round site easy to use no pressure site

Good all round site easy to use no pressure site Reviewed on: 15th January 2025

Brilliant service never thought i would get it

Brilliant service never thought i would get it Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Jaja Finance 4.72 from 2531 reviews
Credit card
from PayPal 4.69 from 98 reviews
Credit Card
from Shop Direct 4.23 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub