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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Everything explained,tell you what date money will b...

Everything explained,tell you what date money will be taken out off account Reviewed on: 15th January 2025

I am very happy with the service I received from...

I am very happy with the service I received from zopa Reviewed on: 15th January 2025

UK best credit card

easy and fast to apply. great service and best card to build good credit Reviewed on: 15th January 2025

Very easy application process.

Very easy application process. Card turned up quickly. Really useful app, easy to use. Reviewed on: 15th January 2025

Excellent rates and value

Excellent communication and rates with this company. Easy to use app as well and has all your information and offers at the touch of a button. Clear to read statements too Reviewed on: 15th January 2025

Zopa-tastic service

After having poor credit and unable to get a card, Zopa helped me out. No question is an issue either Reviewed on: 15th January 2025

Positive support in building financial goals.

Zopa took the risk to help build my credit when my score was low. Always sharing tips to manage my finance and build my scores. Reviewed on: 15th January 2025

Easy to use

Easy to set and use app keeps you up to date Reviewed on: 15th January 2025

I'm happy with Zopa credit card,the app is okay upda...

I'm happy with Zopa credit card,the app is okay updating me about all information that concerns me. Reviewed on: 15th January 2025

One of the best EVER platform.

One of the best EVER platform. Will recommend them over all others. If you do not have an account, please open one and save. Reviewed on: 15th January 2025

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