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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41832 reviews)

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4.93

Based on 41,832 reviews, last reviewed 16th Jan 2026

76750% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Inconvenient ,just I'm using a credit card and I'm happy with it Reviewed on: 16th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41832)

Review of the Zopa, Credit card:

Very happy with everything from every facility.

Very happy with everything from every facility... Reviewed on: 22nd April 2025

Zopa has been a great credit card company

Zopa has been a great credit card company for me and I will keep using it. Reviewed on: 16th January 2026

I have no problems at all with Zopa, Its been a Grea...

I have no problems at all with Zopa, Its been a Great card to use and no issues to follow Reviewed on: 16th January 2026

Very good service oke the app would recommend to the...

Very good service oke the app would recommend to the service Reviewed on: 16th January 2026

Esapiece of mind y to use card .

Esay to use card . Can make extra payments online at anytime . Get message befor payment is due . Staff are alwsys ready to help you. Its not a call center who dont understand english like other credit card custermer service Reviewed on: 16th January 2026

Value for money

It's been a very good value card Reviewed on: 16th January 2026

App is easy to navigate with clear advice, good rang...

App is easy to navigate with clear advice, good range of services. Reviewed on: 16th January 2026

No hassle the bank is good ,They don’t scare you or...

No hassle the bank is good ,They don’t scare you or put pressure too much they are flexible that gave me space to plan and payback their money.communication with Zopa is just excellent Reviewed on: 16th January 2026

Good solid financial advice ..

Good solid financial advice and excellent customer service, well regulated and secure Reviewed on: 16th January 2026

Very good with information about scams and how to ta...

Very good with information about scams and how to tackle it Reviewed on: 16th January 2026

Fantastic despite having poor credit history

Fantastic despite having poor credit history Reviewed on: 15th January 2026

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