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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Had a balance transfer card from them and it helped...

Had a balance transfer card from them and it helped me in improving my credit rating Reviewed on: 29th February 2024

Handy to have good for credit building

Handy to have good for credit building Reviewed on: 29th February 2024

Simply the best.

Simply the best. Love this card and service. Reviewed on: 29th February 2024

Very easy to use and navigate the app

Very easy to use and navigate the app Reviewed on: 29th February 2024

Super bank, great application, it should be in every...

Super bank, great application, it should be in every bank in England. I recommend it 100000% Reviewed on: 29th February 2024

Plenty of time

Always given Plenty of time by the time they text until your payment day Reviewed on: 29th February 2024

Best credit card option out there

Very positive interactions with Zopa, very good insight into my finances and so much advice on improving my credit score. Zopa has really improved my handle on my finances and ultimately my livelihood and my family’s libelihood Reviewed on: 29th February 2024

Easy to get through to customer service is very good.

Easy to get through to customer service is very good. Reviewed on: 29th February 2024

Zopa the best

Very easy company to deal with. And extremely helpful and knowledgeable Reviewed on: 29th February 2024

Awsome credit card would recomend

Awsome credit card would recomend Reviewed on: 29th February 2024

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