Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Brilliant

Brilliant friendly and quick response Reviewed on: 12th January 2024

Easy to apply and very happy with the use of...

Easy to apply and very happy with the use of my card Reviewed on: 12th January 2024

Zopa application was easy, consider your needs and t...

Zips application was easy, consider your needs and take seriously the lending criteria, ensuring you and they are comfortable with your limit.easy app to understand and navigate. Reviewed on: 12th January 2024

Excellent service

Excellent service no problems whatsoever Reviewed on: 12th January 2024

Excellent service and value

I don’t have a great credit history and Zopa gave me a chance with a credit card. I have had a couple of occasions when I needed to speak with them regarding a problem using my card and the customer service was timely, professional and friendly. Reviewed on: 12th January 2024

Great experience everything when ordering my new cre...

Great experience everything when ordering my new credit went so smoothly it was unbelievable exactly what was said was on point. I'm really happy with the service and would always recommend a friend. Keep up the great service Reviewed on: 12th January 2024

Excellent customer service

Excellent customer service and the app is easy to use. Reviewed on: 12th January 2024

Everything so easy and straightforward

Everything so easy and straightforward Reviewed on: 12th January 2024

Positive experience and very responsive to my questi...

Positive experience and very responsive to my questions Reviewed on: 12th January 2024

Excellent product

Clear and easy to use.Love the app Reviewed on: 12th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Ocean Finance 4.09 from 22 reviews
Purchase Credit Card
from Bank of Scotland 4.20 from 10 reviews
Classic credit card
from Capital One 4.17 from 302 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub