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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent product

Clear and easy to use.Love the app Reviewed on: 12th January 2024

Excellent service, easy to apply and quick turnaround

Excellent service, easy to apply and quick turnaround Reviewed on: 12th January 2024

Easy to use and quick to respond to questions

Easy to use and quick to respond to questions Reviewed on: 12th January 2024

I am building my credit back up.

I am building my credit back up.after an IVA and Zopa has been the best help to do this.The app is really easy to use and it's helpful that I can reserve some of the credit . This means I won't spend too much and payments become too much Reviewed on: 12th January 2024

Great card

Good card for people with poor credit rating Reviewed on: 12th January 2024

All positive experience, easy to comunicate , fast...

All positive experience, easy to comunicate , fast updating. Reviewed on: 12th January 2024

Happy times

Very easy and professional great customer service Reviewed on: 12th January 2024

The card is so handy to have brilliant

The card is so handy to have I would be lost without it sometimes Reviewed on: 12th January 2024

Great customer service

Great customer service easy too use Reviewed on: 12th January 2024

Excellent service and quick response

Excellent service and quick response Reviewed on: 12th January 2024

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