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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

My experience with Zopa Credit card has been very good.

My experience with Zopa Credit card has been very good the staff are helpful. the card is very usedful. Reviewed on: 11th January 2024

It was a quick and easy process!

It was a quick and easy process. Good amount lent when application approved. Up to date money transactions online. Reviewed on: 11th January 2024

I'm very happy with zopa they are very friendly and...

I'm very happy with zopa they are very friendly and helpful Reviewed on: 11th January 2024

Good credit card and had no issues with it

Good credit card and had no issues with it Reviewed on: 11th January 2024

Easy to use always informed on any changes

Easy to use always informed on any changes Reviewed on: 11th January 2024

Web site

Web site is excellent so easy to use Reviewed on: 11th January 2024

Zopa credit card.

Excellent service app very easy to use plenty of reminders when payment is due. Reviewed on: 11th January 2024

Good company

It's a good credit card, very strict on the amount of credit they offer, based on your scoring,If anything I would like them to be more open about that and give credit starting from 500 pounds Reviewed on: 11th January 2024

Unbelievably brilliant!!!

The app is so easy to navigate and utilize and when contacting customer service it was beyond excellent help and they don't speak to you like you're an idiot!! Thank you Zopa!!! Reviewed on: 11th January 2024

The process to apply is very easy The card arrived q...

The process to apply is very easy The card arrived quickly Reviewed on: 11th January 2024

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