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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to deal with and a credit card that suits my ne...

Easy to deal with and a credit card that suits my needs Reviewed on: 10th January 2024

Customer services are Helpful and easy to use the app

Customer services are Helpful and easy to use the app Reviewed on: 10th January 2024

Happy customer

Simply put a great service, the app is well made easy to use and has all the tools you need. Reviewed on: 10th January 2024

A very good card which meets my needs

A very good card which meets my needs Reviewed on: 10th January 2024

Great App, nice and easy to understand.

Great App, nice and easy to understand. Great customer service. Reviewed on: 10th January 2024

Friendly supportive -no hassle - informative advice...

Friendly supportive -no hassle - informative advice easy to use and never a hassle to use Reviewed on: 10th January 2024

Good and easy to use credit card

Good and easy to use credit card Reviewed on: 10th January 2024

Application process was straightforward and the card...

Application process was straightforward and the card is easy to use as well as the app that provide supports. Reviewed on: 10th January 2024

I love zopa

Signing up was so easy and the card was sent out in no time. The app is brilliant and is very informative with tips to boost credit rating and information of other products offered Reviewed on: 10th January 2024

Always updating me and keeping my account in order.

Always updating me and keeping my account in order. Reviewed on: 10th January 2024

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Want to see more from Zopa?

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