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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit card has been a great help and is worth every...

Credit card has been a great help and is worth every penny Reviewed on: 10th January 2024

easy application and a good interest rate , app...

Very easy application and a good interest rate , app is really good and easy to use Reviewed on: 10th January 2024

Alway there to help alway fair with there decisions

Alway there to help alway fair with there decisions Reviewed on: 10th January 2024

It's a card you can rely on and customer service is...

It's a card you can rely on and customer service is very good Reviewed on: 10th January 2024

Great card

application process was easy, app is easy to use and great for managing the card. Brilliant for credit building Reviewed on: 10th January 2024

Excellent company, have used these as I have struggl...

Excellent company, have used these as I have struggled with credit before and they are easy to communicate with. Reviewed on: 10th January 2024

Zopa Credit Card

Excellent community and customer support Reviewed on: 10th January 2024

Great customer support.

Great customer support. Easy application process. Reviewed on: 10th January 2024

Understanding gd customer service easy to contact

Understanding gd customer service easy to contact Reviewed on: 10th January 2024

Never had a problem with them never had to call them...

Never had a problem with them never had to call them always there to help if you need them Reviewed on: 10th January 2024

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