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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Credit card and savings

I save with Zopa and I also have a Zopa credit card. The app is so easy to use. I can check on my balance on both accounts. See what I have spent and where and repayments are so easy. Topping up my savings is just as easy. Plus the interest rate is very good. Even money saving expert Martin Lewis recommends! Thank you Zopa ! Reviewed on: 11th April 2023

For card

Good.............I am very satisfied with the card Reviewed on: 11th April 2023

Awesome

Excellentand quick service , friendly and polite staff. Highly recommended Reviewed on: 11th April 2023

Five stars

Easy set up and regular updates to check my credit card is helping me to get the best out of it. I also enjoy the many different options on my app to help with giving me the confidence to look after my crowds overall Reviewed on: 11th April 2023

Massive thumbs up

Zopa have helped me emensly. Easy to contact keep me updated. Friendly staff. Easy to access. Reviewed on: 11th April 2023

Excellent

…… fantastic credit card company, always easy to get in touch and very helpful Reviewed on: 11th April 2023

Easy to use and fair rates

Really easy to use app good interest rates Reviewed on: 11th April 2023

Very modern looking app and service

Great and easy service to use, especially with its mobile app. Highly recommended :) Reviewed on: 11th April 2023

Amazing company

Zopa are an amazing company very friendly and very helpful Reviewed on: 11th April 2023

Excellent company for a credit card

I have poor credit and struggle to get an finance getting this card has helped me to improve my credit score. Reviewed on: 11th April 2023

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